{"id":2050,"date":"2025-03-20T12:41:41","date_gmt":"2025-03-20T12:41:41","guid":{"rendered":"https:\/\/carpathiacenter.ro\/?p=2050"},"modified":"2025-03-20T12:41:41","modified_gmt":"2025-03-20T12:41:41","slug":"platforma-digitala-banca-de-minute-creata-de-un-antreprenor-roman-lanseaza-propria-platforma-de-schimb","status":"publish","type":"post","link":"https:\/\/carpathiacenter.ro\/en\/platforma-digitala-banca-de-minute-creata-de-un-antreprenor-roman-lanseaza-propria-platforma-de-schimb\/","title":{"rendered":"Platforma digital\u0103 Banca de Minute, creat\u0103 de un antreprenor rom\u00e2n, lanseaz\u0103 propria platform\u0103 de schimb"},"content":{"rendered":"

Bucure\u0219ti, 18 martie 2025.<\/em> Proiectul de inova\u021bie economico-social\u0103 Banca de Minute (bancademinute.ro<\/a>\/ minutesbank.com<\/a>), ini\u021biat \u00een 2023 de economistul \u0219i antreprenorul Octavian B\u0103descu, introduce o nou\u0103 func\u021bionalitate: sec\u021biunea de \u201eAnun\u021buri\u201d. Aceasta le permite utilizatorilor s\u0103 schimbe bunuri \u0219i servicii folosind MIN (Minute Convertibile), o moned\u0103 complementar\u0103 generat\u0103 automat \u0219i echitabil de c\u0103tre fiecare utilizator al platformei.<\/p>\n

P\u00e2n\u0103 \u00een prezent, investi\u021bia \u00een aceast\u0103 platform\u0103 a dep\u0103\u0219it 500.000 de lei, iar antreprenorul vizeaz\u0103 p\u00e2n\u0103 \u00een 2030 un num\u0103r cu cel pu\u021bin cinci cifre de utilizatori rom\u00e2ni.<\/strong><\/p>\n

Platforma func\u021bioneaz\u0103 pe principiul reciprocit\u0103\u021bii \u0219i propune utilizarea reprezent\u01cerii timpului trecut ca moned\u0103 de schimb, oferind oamenilor posibilitatea de a oferi \u0219i primi bunuri \u015fi servicii pe baza soldurilor fiec\u0103ruia\/minutelor acumulate.<\/p>\n

\u201eBanca de Minute nu este doar o platform\u0103 care contabilizeaz\u0103 timpul tr\u0103it, ci \u0219i un mecanism prin care utilizatorii \u00ee\u0219i pot folosi Minutele Convertibile pentru a face schimburi economice f\u0103r\u0103 comisioane \u0219i f\u0103r\u0103 bani tradi\u021bionali. \u00centr-o societate unde problema monetar\u0103 influen\u021beaz\u0103 profund echilibrul economic, acest model propune un mijloc de schimb echitabil, creat \u0219i distribuit direct de utilizatori. \u00cen acela\u0219i timp, Banca de Minute nu este o afacere, ci un proiect economico-social cu o component\u0103 educativ\u0103, par\u021bial orientat c\u0103tre p\u0103strarea puterii de cump\u0103rare a instrumentului de schimb, adic\u0103 a banilor,\u201d<\/em> a declarat Octavian B\u0103descu<\/strong>.<\/p>\n

Acest proiect are o adresabilitate global\u0103, iar \u00een primul an de func\u021bionare, aproximativ 600 de persoane \u0219i-au creat un cont \u00een Banca de Minute, gener\u00e2ndu-\u0219i independent soldul ini\u021bial de MIN. Sistemul poate fi perceput ca o form\u0103 de venit universal necondi\u021bionat, conceput \u00eentr-un mod sustenabil din perspectiv\u0103 economic\u0103 \u0219i monetar\u0103. Pe platform\u0103, timpul fiec\u0103rui utilizator este \u00eenregistrat \u0219i transformat \u00een MIN, care poate fi folosit pentru a ob\u021bine bunuri, servicii \u0219i competen\u021be din comunitate. Nu exist\u0103 taxe sau comisioane \u00een moned\u01ce fiat pentru deschiderea unui cont sau pentru derularea de tranzac\u021bii pe platform\u0103, iar \u00eentreaga mas\u0103 monetar\u0103 este generat\u0103 \u00een mod natural de c\u0103tre utilizatori.
Un nou model economic bazat pe oameni<\/p>\n

Conceptul Banca de Minute se bazeaz\u0103 pe ideea c\u0103 m\u0103sura valorii tuturor lucrurilor este omul \u00eensu\u0219i. Acest sistem asigur\u0103 recunoa\u0219terea contribu\u021biei fiec\u0103rei persoane la societate, elimin\u00e2nd inechit\u0103\u021bile cauzate din distribu\u021bia monetar\u0103 tradi\u021bional\u0103. \u00cen plus, ofer\u0103 o solu\u021bie practic\u0103 pentru implementarea corect\u01ce a Venitului Universal Necondi\u021bionat, un concept sus\u021binut de aproximativ 50% din popula\u021bia european\u0103.<\/p>\n

\u201eInfla\u021bia, datoriile excesive, inechit\u0103\u021bile economice \u0219i chiar conflictele globale sunt efecte directe ale actualului sistem monetar. Banca de Minute este un proiect economico-social care, prin adoptare complementar\u0103 sau alternativ\u0103, poate aduce \u00eembun\u0103t\u0103\u021biri semnificative \u00een via\u021ba oamenilor \u0219i a comunit\u0103\u021bilor. Odat\u0103 ce num\u0103rul utilizatorilor va ajunge la un prag de cinci cifre, adic\u0103 odat\u0103 ce va atinge masa critic\u0103, ar putea contribui mai semnificativ la dezbaterea asupra problemelor monetare, inclusiv \u0219i pe alte pie\u021be,\u201d<\/em> a ad\u0103ugat Octavian B\u0103descu<\/strong>.<\/p>\n

Despre Octavian B\u0103descu<\/strong>
Octavian B\u0103descu<\/a> este economist, antreprenor \u00een serie \u0219i investitor, cu peste 20 de ani de experien\u021b\u0103 managerial\u0103. A fondat \u0219i dezvoltat mai multe afaceri de succes, inclusiv Sameday Courier (prima companie de curierat listat\u0103 la BVB, achizi\u021bionat\u0103 ulterior de eMAG) \u0219i Retailplus Eastern Europe (preluat\u0103 de Nielsen). A publicat mai multe lucr\u0103ri despre economie \u0219i societate, printre care \u201ePentru o Rom\u00e2nie de Aur\u201d (2022) \u0219i \u201eTimpul \u2013 Resurs\u0103 \u0219i Moned\u0103\u201d (2023), \u00een care propune un sistem monetar bazat pe timp, ca alternativ\u0103 etic\u0103 \u0219i sustenabil\u0103 la actualul model economic.<\/p>","protected":false},"excerpt":{"rendered":"

Bucure\u0219ti, 18 martie 2025. Proiectul de inova\u021bie economico-social\u0103 Banca de Minute (bancademinute.ro\/ minutesbank.com), ini\u021biat \u00een 2023 de economistul \u0219i antreprenorul Octavian B\u0103descu, introduce o nou\u0103 func\u021bionalitate: sec\u021biunea de \u201eAnun\u021buri\u201d. Aceasta le permite utilizatorilor s\u0103 schimbe bunuri \u0219i servicii folosind MIN (Minute Convertibile), o moned\u0103 complementar\u0103 generat\u0103 automat \u0219i echitabil de c\u0103tre fiecare utilizator al platformei. P\u00e2n\u0103 \u00een…<\/p>","protected":false},"author":4,"featured_media":2051,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2050","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"\nPlatforma digital\u0103 Banca de Minute, creat\u0103 de un antreprenor rom\u00e2n, lanseaz\u0103 propria platform\u0103 de schimb - Carpathia Center Romania<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/carpathiacenter.ro\/en\/platforma-digitala-banca-de-minute-creata-de-un-antreprenor-roman-lanseaza-propria-platforma-de-schimb\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Platforma digital\u0103 Banca de Minute, creat\u0103 de un antreprenor rom\u00e2n, lanseaz\u0103 propria platform\u0103 de schimb - Carpathia Center Romania\" \/>\n<meta property=\"og:description\" content=\"Bucure\u0219ti, 18 martie 2025. Proiectul de inova\u021bie economico-social\u0103 Banca de Minute (bancademinute.ro\/ minutesbank.com), ini\u021biat \u00een 2023 de economistul \u0219i antreprenorul Octavian B\u0103descu, introduce o nou\u0103 func\u021bionalitate: sec\u021biunea de \u201eAnun\u021buri\u201d. 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