{"id":2030,"date":"2025-03-17T10:29:13","date_gmt":"2025-03-17T10:29:13","guid":{"rendered":"https:\/\/carpathiacenter.ro\/?p=2030"},"modified":"2025-03-17T10:29:13","modified_gmt":"2025-03-17T10:29:13","slug":"romanii-vor-o-pensie-de-o-mie-de-euro-pe-luna-dar-nu-economisesc-suficient-sondaj","status":"publish","type":"post","link":"https:\/\/carpathiacenter.ro\/en\/romanii-vor-o-pensie-de-o-mie-de-euro-pe-luna-dar-nu-economisesc-suficient-sondaj\/","title":{"rendered":"Rom\u00e2nii vor o pensie de o mie de euro pe lun\u0103, dar nu economisesc suficient (sondaj)"},"content":{"rendered":"

Rom\u00e2nii sus\u021bin c\u0103 nivelul unei pensii lunare decente este de 4.945 lei (aproape 1.000 euro), cu 75% mai mare dec\u00e2t valoarea real\u0103 medie a pensiei publice din prezent, dar nu economisesc suficient pentru a atinge acest nivel, relev\u0103 un sondaj realizat de ISRA Center la solicitarea Asocia\u021biei pentru Pensiile Administrate Privat din Rom\u00e2nia (APAPR).<\/p>\n

Conform sondajului, 97% dintre responden\u021bi au auzit de Pilonul 2 de pensii private (fa\u021b\u0103 de 90% la precedentul sondaj, din 2022), iar 79% \u0219tiu c\u0103 sunt participan\u021bi la acest sistem (66% \u00een 2022). 61% dintre rom\u00e2ni declar\u0103 c\u0103 au mult\u0103 \u0219i foarte mult\u0103 \u00eencredere \u00een Pilonul 2 de pensii private, \u00een cre\u0219tere substan\u021bial\u0103 fa\u021b\u0103 de 43% \u00een 2022. Mai mult, 82% sus\u021bin c\u0103 Pilonul 2 trebuie men\u021binut, fa\u021b\u0103 de doar 67% \u00een 2022 – indicatori care denot\u0103 niveluri record de \u00eencredere pentru pensiile private.<\/p>\n

Cifrele statistice ale Casei Na\u021bionale de Pensii Publice arat\u0103 c\u0103, \u00een prezent, mai pu\u021bin de jum\u0103tate de milion de pensionari, adic\u0103 10,4% din total, beneficiaz\u0103 de o pensie public\u0103 peste acest nivel, ceea ce subliniaz\u0103 \u00eenc\u0103 o dat\u0103 diferen\u021ba substan\u021bial\u0103 \u00eentre a\u0219tept\u0103rile legitime ale popula\u021biei active \u0219i posibilit\u0103\u021bile sistemului de pensii de stat, aflat sub presiuni financiare dar \u0219i demografice. ‘Pentru a acoperi acest deficit \u00eentre a\u0219tept\u0103ri \u0219i realitatea curent\u0103, Pilonul 2 de pensii private este considerat cel mai potrivit instrument de acumulare financiar\u0103 pe termen lung, c\u00e2t\u0103 vreme 74% dintre rom\u00e2ni declar\u0103 c\u0103 nu economisesc suplimentar, \u00een afara pensiilor private la care contribuie’, se precizeaz\u0103 \u00een cercetare.<\/p>\n

De asemenea, to\u021bi indicatorii de satisfac\u021bie a clien\u021bilor privind administrarea Pilonului 2 arat\u0103 cre\u0219teri substan\u021biale fa\u021b\u0103 de sondajul realizat \u00een 2022. Rom\u00e2nii sunt mul\u021bumi\u021bi \u0219i foarte mul\u021bumi\u021bi \u00een propor\u021bie de 60% de accesul la informa\u021bie privind Pilonul 2 (fa\u021b\u0103 de 47% \u00een 2022), 55% sunt satisf\u0103cu\u021bi de siguran\u021ba \u0219i garan\u021biile sistemului (fa\u021b\u0103 de 38% \u00een 2022), iar 46-47% sunt mul\u021bumi\u021bi de randamentele \u0219i costurile de administrare (36%-37% \u00een 2022).<\/p>\n

Datele sondajului mai arat\u0103 o \u00eembun\u0103t\u0103\u021bire a nivelului de cunoa\u0219tere a detaliilor Pilonului 2 de c\u0103tre majoritatea responden\u021bilor. 78% dintre rom\u00e2ni \u0219tiu c\u0103 banii din Pilonul 2 sunt proprietatea lor personal\u0103, 71% \u0219tiu c\u0103 sumele acumulate se mo\u0219tenesc \u00een cazul decesului, 69% cunosc c\u0103 sumele acumulate \u00een Pilonul 2 sunt garantate \u0219i nu pot fi pierdute, iar 66% \u00een\u021beleg c\u0103 ace\u0219ti bani sunt investi\u021bi continuu pe pie\u021bele financiare \u0219i contribuie la dezvoltarea economiei Rom\u00e2niei.<\/p>\n

‘Cifrele arat\u0103 o cre\u0219tere semnificativ\u0103 a tuturor indicatorilor de \u00eencredere \u0219i satisfac\u021bie a rom\u00e2nilor fa\u021b\u0103 de Pilonul 2 de pensii private, o recunoa\u0219tere at\u00e2t a rezultatelor investi\u021bionale excelente ale fondurilor de pensii \u00een cei 17 ani de func\u021bionare, c\u00e2t \u0219i a eforturilor continue de comunicare \u0219i con\u0219tientizare din partea industriei noastre c\u0103tre marele public. Pe l\u00e2ng\u0103 rolul s\u0103u financiar evident, Pilonul 2 are \u0219i un puternic rol social, de educare financiar\u0103 continu\u0103 \u0219i de stimulare a spiritului de economisire a popula\u021biei’, a declarat Radu Cr\u0103ciun, pre\u0219edintele APAPR, citat \u00een cadrul prezent\u0103rii sondajului.<\/p>\n

Rezultatele cercet\u0103rii sociologice arat\u0103 \u0219i o u\u0219oar\u0103 \u00eembun\u0103t\u0103\u021bire a economisirii popula\u021biei: 22% dintre responden\u021bi declar\u0103 c\u0103 au \u0219i alte economii \u00een mod special pentru pensie, o cre\u0219tere totu\u0219i semnificativ\u0103 fa\u021b\u0103 de procentul de 12% din 2022. 37% dintre responden\u021bi spun c\u0103 nu reu\u0219esc s\u0103 economiseasc\u0103 niciodat\u0103, 10% spun c\u0103 pot pune bani deoparte o dat\u0103 pe an, 37% o dat\u0103 la c\u00e2teva luni \u0219i doar 16% spun c\u0103 \u00ee\u0219i permit s\u0103 economiseasc\u0103 bani lun\u0103 de lun\u0103. Pentru cei 63% care declar\u0103 c\u0103 pot economisi, priorit\u0103\u021bile sumelor puse deoparte sunt, \u00een ordine, situa\u021biile de urgen\u021b\u0103, vacan\u021bele sau alte distrac\u021bii, \u00eembun\u0103t\u0103\u021birea locuin\u021bei, educa\u021bia copiilor \u0219i ma\u0219ina personal\u0103.<\/p>\n

Cu privire la pensia de stat, sondajul relev\u0103 persisten\u021ba acelora\u0219i temeri ca \u0219i la edi\u021bia anterioar\u0103. 58% (fa\u021b\u0103 de 55% \u00een 2022) dintre rom\u00e2ni cred c\u0103 statul va avea dificult\u0103\u021bi cu plata pensiilor pentru genera\u021biile viitoare, \u00een timp ce doar 36% sunt optimi\u0219ti c\u0103 nu vor fi probleme (37% \u00een 2022). 81% dintre rom\u00e2ni cred c\u0103 v\u00e2rsta de pensionare din sistemul public va continua s\u0103 creasc\u0103, iar 77% se tem c\u0103 nu cunosc ce pensie vor avea, \u00eentruc\u00e2t nivelul acesteia depinde de deciziile politice.<\/p>\n

‘Studiul ne arat\u0103 c\u0103 nivelul indicatorilor de satisfac\u021bie \u0219i \u00eencredere \u00een Pilonul 2 de pensii private cre\u0219te pe m\u0103sur\u0103 ce nivelul de informare a participan\u021bilor este mai ridicat. De exemplu, 72% dintre responden\u021bii cu studii superioare cunosc faptul ca banii colecta\u021bi prin Pilonul II de pensii sunt investi\u021bi continuu \u0219i contribuie la dezvoltarea economiei Rom\u00e2niei’, a afirmat Alina Dinc\u0103, director executiv ISRA Center, care a coordonat derularea cercet\u0103rii sociologice.<\/p>\n

Sondajul de opinie este reprezentativ la nivel na\u021bional pentru mediul urban, cu v\u00e2rsta 25-60 de ani, cu venituri medii \u0219i ridicate. Sondajul a fost derulat \u00een perioada ianuarie-februarie 2025 pe un e\u0219antion de 1.100 de responden\u021bi, prin interviuri fa\u021b\u0103 \u00een fa\u021b\u0103, pe tablet\u0103 (metoda CAPI), marja de eroare fiind de 2,9%. E\u0219antionul este reprezentativ pentru popula\u021bia Rom\u00e2niei participant\u0103 la Pilonul 2 de pensii. Sondajul prezentat este al patrulea realizat de ISRA Center pentru APAPR, dup\u0103 cele din 2018, 2019 \u0219i 2022.<\/p>\n

ISRA Center, fondat\u0103 \u00een 2001, este o companie independent\u0103 de cercetare sociologic\u0103 \u0219i de marketing. Din 2010, ISRA Center este reprezentantul exclusiv \u00een Rom\u00e2nia al IRIS Network. ISRA Center nu a derulat \u0219i nu deruleaz\u0103 sondaje politice sau electorale. AGERPRES\/(AS – redactor: Cristian Anghelache, editor: Andreea Marinescu, editor online: Andreea L\u00e3z\u00e3roiu)
\n
\nhttps:\/\/agerpres.ro\/economic\/2025\/03\/17\/romanii-vor-o-pensie-de-o-mie-de-euro-pe-luna-dar-nu-economisesc-suficient-sondaj–1431491<\/a><\/p>","protected":false},"excerpt":{"rendered":"

Rom\u00e2nii sus\u021bin c\u0103 nivelul unei pensii lunare decente este de 4.945 lei (aproape 1.000 euro), cu 75% mai mare dec\u00e2t valoarea real\u0103 medie a pensiei publice din prezent, dar nu economisesc suficient pentru a atinge acest nivel, relev\u0103 un sondaj realizat de ISRA Center la solicitarea Asocia\u021biei pentru Pensiile Administrate Privat din Rom\u00e2nia (APAPR). Conform…<\/p>","protected":false},"author":4,"featured_media":1836,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2030","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"\nRom\u00e2nii vor o pensie de o mie de euro pe lun\u0103, dar nu economisesc suficient (sondaj) - Carpathia Center Romania<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/carpathiacenter.ro\/en\/romanii-vor-o-pensie-de-o-mie-de-euro-pe-luna-dar-nu-economisesc-suficient-sondaj\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Rom\u00e2nii vor o pensie de o mie de euro pe lun\u0103, dar nu economisesc suficient (sondaj) - Carpathia Center Romania\" \/>\n<meta property=\"og:description\" content=\"Rom\u00e2nii sus\u021bin c\u0103 nivelul unei pensii lunare decente este de 4.945 lei (aproape 1.000 euro), cu 75% mai mare dec\u00e2t valoarea real\u0103 medie a pensiei publice din prezent, dar nu economisesc suficient pentru a atinge acest nivel, relev\u0103 un sondaj realizat de ISRA Center la solicitarea Asocia\u021biei pentru Pensiile Administrate Privat din Rom\u00e2nia (APAPR). 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