{"id":1819,"date":"2025-01-31T12:34:24","date_gmt":"2025-01-31T12:34:24","guid":{"rendered":"https:\/\/carpathiacenter.ro\/?p=1819"},"modified":"2025-01-31T12:34:24","modified_gmt":"2025-01-31T12:34:24","slug":"indicele-robor-la-trei-luni-a-scazut-la-594-pe-an","status":"publish","type":"post","link":"https:\/\/carpathiacenter.ro\/en\/indicele-robor-la-trei-luni-a-scazut-la-594-pe-an\/","title":{"rendered":"Indicele ROBOR la trei luni a sc\u0103zut la 5,94% pe an"},"content":{"rendered":"<p><strong>Indicele ROBOR la trei luni, \u00een func\u021bie de care se calculeaz\u0103 costul creditelor de consum \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a sc\u0103zut vineri la 5,94% pe an, de la 5,95% pe an \u00een \u0219edin\u021ba precedent\u0103, conform datelor publicate de Banca Na\u021bional\u0103 a Rom\u00e2niei (BNR).<\/strong><\/p>\n<p>La \u00eenceputul anului trecut, indicele era de 6,21%.<\/p>\n<p>Indicele la \u0219ase luni, utilizat \u00een calculul dob\u00e2nzilor la creditele ipotecare \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a sc\u0103zut la 6% pe an, de la 6,01% pe an \u00een data de 16 ianuarie, iar ROBOR la 12 luni a stagnat la nivelul de 6,11%.<\/p>\n<p>\u00cen ceea ce prive\u0219te indicele de referin\u021b\u0103 pentru creditele consumatorilor (IRCC), reglementat de OUG 19\/2019, acesta este de 5,55% pe an, fiind calculat ca medie aritmetic\u0103 a ratelor de dob\u00e2nd\u0103 zilnice ale tranzac\u021biilor interbancare din trimestrul IV 2024, \u00een sc\u0103dere fa\u021b\u0103 de cel din trimestrul anterior, de 5,66%.<\/p>\n<p>\u00cen luna mai 2019 a intrat \u00een vigoare OUG 19\/2019 care modific\u0103 modul \u00een care este calculat\u0103 rata pentru creditele \u00een lei cu dob\u00e2nda variabil\u0103. Astfel, actul normativ a stabilit indicele de referin\u021b\u0103 pentru creditele consumatorilor (IRCC), calculat trimestrial exclusiv pe baza tranzac\u021biilor interbancare. AGERPRES\/(AS &#8211; autor: George B\u0103nciulea, editor: Mariana Nica, editor online: Ada V\u00eelceanu)&nbsp;<br \/>\n<br \/>\n<a href=\"https:\/\/agerpres.ro\/administratie\/2025\/01\/31\/indicele-robor-la-trei-luni-a-scazut-la-5-94-pe-an--1418120\" target=\"_blank\" > Sursa<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Indicele ROBOR la trei luni, \u00een func\u021bie de care se calculeaz\u0103 costul creditelor de consum \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a sc\u0103zut vineri la 5,94% pe an, de la 5,95% pe an \u00een \u0219edin\u021ba precedent\u0103, conform datelor publicate de Banca Na\u021bional\u0103 a Rom\u00e2niei (BNR). La \u00eenceputul anului trecut, indicele era de 6,21%. Indicele la \u0219ase&#8230;<\/p>","protected":false},"author":4,"featured_media":1217,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1819","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.1.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Indicele ROBOR la trei luni a sc\u0103zut la 5,94% pe an - Carpathia Center Romania<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/carpathiacenter.ro\/en\/indicele-robor-la-trei-luni-a-scazut-la-594-pe-an\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Indicele ROBOR la trei luni a sc\u0103zut la 5,94% pe an - Carpathia Center Romania\" \/>\n<meta property=\"og:description\" content=\"Indicele ROBOR la trei luni, \u00een func\u021bie de care se calculeaz\u0103 costul creditelor de consum \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a sc\u0103zut vineri la 5,94% pe an, de la 5,95% pe an \u00een \u0219edin\u021ba precedent\u0103, conform datelor publicate de Banca Na\u021bional\u0103 a Rom\u00e2niei (BNR). La \u00eenceputul anului trecut, indicele era de 6,21%. 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